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FIre (Factory / Office / Shophouse)



Fire insurance is a regulated class of insurance in Malaysia. The basic fire policy cover loss and/or
damage caused by fire, lightning and limited explosion. "Fire" shall mean actual ignition caused by
accidental and fortuitous events to the property insured. Lightning is covered whether the fire is involved
or otherwise.
 

You can extend the standard fire policy to cover loss or damage caused by the extraneous perils specified
subject to an additional premium as stipulated in the Revised Fire Tariff.


  • Perils/Clauses/Endorsements 

  • Flood

  • Aircraft Damage

  • Electrical Installation Clause B

  • Bush/Lalang Fire

  • Explosion

  • Bursting & overflowing of water tanks apparatus or pipes

  • Subsidence and Landslip

  • Riot Strike and Malicious Damage

  • Sprinkler Leakage

  • Impact Damage

  • Spontaneous Combustion

  • Damage by Falling Trees or Branches and objects therefrom

  • Good undergoing drying/heating process

  • Earthquake and Volcanic Eruption

  • Smoke Damage

  • Storm, Tempest

  • Cold Storage / Incubator Clause B